CLUBMy Funded Futures vs Topstep
My Funded Futures and Topstep side by side: where their rules differ, what happens on a bad day, and what each costs to get funded, from their own terms. No winner.
My Funded FuturesReviewed Sep 27, 2026
TopstepReviewed Sep 26, 2026
Where they differ 9
Pro vs Trading Combine: No Activation Fee at 50K. Only the rules that differ are shown here; 4 match below.
| Rule | My Funded Futures | Topstep |
|---|---|---|
| Price (list) | $265 | $95/mo |
| Billing | One-time fee | Monthly until you pass |
| Daily loss limit | None | $1,000 (pauses the day) |
| Consistency in evaluation | 50% | 55% |
| Consistency once funded | None | 40% |
| Reset | — | $95 |
| Profit split | 80% | 90% |
| Max contracts | 5 minis | 5 minis / 50 micros |
| Max funded accounts | 5 | — |
What’s the same 4
| Rule | My Funded Futures | Topstep |
|---|---|---|
| Profit target | $3,000 | $3,000 |
| Max drawdown | $2,000 | $2,000 |
| Drawdown type | End-of-day trailing | End-of-day trailing |
| Activation fee | None | None |
What happens if…
Worked out from each firm’s published rules for one account on day one, from the starting balance. Simplified; the firms’ full terms decide.
You lose $1,000 on your first day.
My Funded Futures
No daily limit applies. You keep trading with $1,000 of drawdown left.
Topstep
The $1,000 daily loss limit is hit: trading stops for the day. You keep the account with $1,000 of drawdown left.
You’re up $1,000 by lunch, then close the day flat.
My Funded Futures
End-of-day trailing: nothing moves until the close, so closing flat leaves the full $2,000.
Topstep
End-of-day trailing: nothing moves until the close, so closing flat leaves the full $2,000.
You make the whole profit target in one day.
My Funded Futures
A 50% consistency rule applies in the evaluation: one day can’t be most of your profit, so a one-day pass isn’t possible. Check the firm’s exact wording.
Topstep
A 55% consistency rule applies in the evaluation: one day can’t be most of your profit, so a one-day pass isn’t possible. Check the firm’s exact wording.
You fail once and try again.
My Funded Futures
Second attempt cost not captured yet.
Topstep
Monthly billing: a second try usually means another month or a reset. Two months cost $190 at list price.
Cost and codes
My Funded Futures
$265
$159 with CLUB$133 per $1,000 of drawdown
CLUB40% off any planTopstep
$95/mo
$47.50/mo per $1,000 of drawdown
No code listedSide by side, in A–Z order. Nothing here is scored and there’s no winner: different rules suit different traders. Every value comes from each firm’s own pages; a dash means we haven’t captured it yet. Read both firms’ current terms before you buy.
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