SEPTTop One Futures vs Topstep
Top One Futures and Topstep side by side: where their rules differ, what happens on a bad day, and what each costs to get funded, from their own terms. No winner.
Top One FuturesReviewed Sep 29, 2026
TopstepReviewed Sep 26, 2026
Where they differ 7
Elite Access vs Trading Combine: No Activation Fee at 50K. Only the rules that differ are shown here; 5 match below.
| Rule | Top One Futures | Topstep |
|---|---|---|
| Price (list) | $218 | $95/mo |
| Billing | One-time fee | Monthly until you pass |
| Daily loss limit | None | $1,000 (pauses the day) |
| Consistency in evaluation | None | 55% |
| Activation fee | $189 | None |
| Reset | $35 | $95 |
| Max contracts | 3 minis / 30 micros | 5 minis / 50 micros |
What’s the same 5
| Rule | Top One Futures | Topstep |
|---|---|---|
| Profit target | $3,000 | $3,000 |
| Max drawdown | $2,000 | $2,000 |
| Drawdown type | End-of-day trailing | End-of-day trailing |
| Consistency once funded | 40% | 40% |
| Profit split | 90% | 90% |
What happens if…
Worked out from each firm’s published rules for one account on day one, from the starting balance. Simplified; the firms’ full terms decide.
You lose $1,000 on your first day.
Top One Futures
No daily limit applies. You keep trading with $1,000 of drawdown left.
Topstep
The $1,000 daily loss limit is hit: trading stops for the day. You keep the account with $1,000 of drawdown left.
You’re up $1,000 by lunch, then close the day flat.
Top One Futures
End-of-day trailing: nothing moves until the close, so closing flat leaves the full $2,000.
Topstep
End-of-day trailing: nothing moves until the close, so closing flat leaves the full $2,000.
You make the whole profit target in one day.
Top One Futures
No consistency rule in the evaluation: one day can meet the whole $3,000 target, subject to any minimum trading days.
Topstep
A 55% consistency rule applies in the evaluation: one day can’t be most of your profit, so a one-day pass isn’t possible. Check the firm’s exact wording.
You fail once and try again.
Top One Futures
Reset for $35: $253 in total at list price.
Topstep
Monthly billing: a second try usually means another month or a reset. Two months cost $190 at list price.
Cost and codes
Top One Futures
$218
$109 per $1,000 of drawdown
SEPT45% off Elite Daily and Instant; 50% off IgniteTopstep
$95/mo
$47.50/mo per $1,000 of drawdown
No code listedSide by side, in A–Z order. Nothing here is scored and there’s no winner: different rules suit different traders. Every value comes from each firm’s own pages; a dash means we haven’t captured it yet. Read both firms’ current terms before you buy.
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