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Topstep vs Tradeify

Topstep and Tradeify side by side: where their rules differ, what happens on a bad day, and what each costs to get funded, from their own terms. No winner.

TopstepReviewed Sep 26, 2026
TradeifyReviewed Sep 26, 2026

Where they differ 7

Trading Combine: No Activation Fee vs Growth at 50K. Only the rules that differ are shown here; 6 match below.

Rules that differ
RuleTopstepTradeify
Price (list)$95/mo$145
BillingMonthly until you passOne-time fee
Daily loss limit$1,000 (pauses the day)$1,250 (pauses the day)
Consistency in evaluation55%None
Consistency once funded40%35%
Max contracts5 minis / 50 micros4 minis / 40 micros
Max funded accounts—5
What’s the same 6
Rules that are the same
RuleTopstepTradeify
Profit target$3,000$3,000
Max drawdown$2,000$2,000
Drawdown typeEnd-of-day trailingEnd-of-day trailing
Activation feeNoneNone
Reset$95$95
Profit split90%90%

What happens if…

Worked out from each firm’s published rules for one account on day one, from the starting balance. Simplified; the firms’ full terms decide.

You lose $1,000 on your first day.

Topstep

The $1,000 daily loss limit is hit: trading stops for the day. You keep the account with $1,000 of drawdown left.

Tradeify

You keep trading with $1,000 of drawdown left.

You’re up $1,000 by lunch, then close the day flat.

Topstep

End-of-day trailing: nothing moves until the close, so closing flat leaves the full $2,000.

Tradeify

End-of-day trailing: nothing moves until the close, so closing flat leaves the full $2,000.

You make the whole profit target in one day.

Topstep

A 55% consistency rule applies in the evaluation: one day can’t be most of your profit, so a one-day pass isn’t possible. Check the firm’s exact wording.

Tradeify

No consistency rule in the evaluation: one day can meet the whole $3,000 target, subject to any minimum trading days.

You fail once and try again.

Topstep

Monthly billing: a second try usually means another month or a reset. Two months cost $190 at list price.

Tradeify

Reset for $95: $240 in total at list price.

Cost and codes

Topstep

$95/mo

$47.50/mo per $1,000 of drawdown

No code listed
Tradeify

$145

$72.50 per $1,000 of drawdown

SEP40% off (first 5 uses per customer), then 30% off

Made your pick?

Both firms, today’s codes, one tap to their sites. In A–Z order.

Open in CompareTopstep rules and sourcesTradeify rules and sources

Side by side, in A–Z order. Nothing here is scored and there’s no winner: different rules suit different traders. Every value comes from each firm’s own pages; a dash means we haven’t captured it yet. Read both firms’ current terms before you buy.

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